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GMC Terrain vs Jeep Wagoneer

Two compact SUVs compared on the numbers that matter β€” maintenance cost, reliability, and insurance.

Buy the GMC Terrain based on your priorities for this class.
Buy the Jeep Wagoneer based on your priorities for this class.

Maintenance and ownership cost

GMC TerrainJeep Wagoneer
Annual maintenanceβ€”$784
5-year total costβ€”$3,920
Reliability scoreβ€”6 / 10
Major repair risk (5yr)β€”15%
Cargo spaceβ€”β€”
Starting price (new)$32,200β€”
Best years to buy2023, 2025β€”

Which is more reliable?

GMC TerrainJeep Wagoneer
RepairPal scoreβ€”6 / 10
NHTSA complaints / 100k217.3201.5winner
Years to avoid2011, 2012, 20132022
Value retained Β· 3 yrβ€”59.9%
Value retained Β· 5 yrβ€”53.8%
Value retained Β· 7 yrβ€”44.7%

What breaks β€” and what it costs

GMC TerrainJeep Wagoneer
Engine37.8%29.9%winner
Electrical6.0%winner16.1%
ADAS4.9%winner16.4%
Brakes5.7%winner9.3%
Suspensionβ€”winner2.3%
Steering1.8%winner5.5%
Fuel system3.7%β€”winner
Tires/Wheels0.7%winner1.9%
Glass/Windows14.5%1.3%winner
Airbags5.6%1.6%winner
Lighting2.8%1.0%winner

One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.

Which is cheaper to insure?

GMC TerrainJeep Wagoneer
Avg annual premiumβ€”$2,526

Common questions

How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology β†’