Kia Soul vs Toyota 4Runner
Two compact SUVs compared on the numbers that matter — maintenance cost, reliability, and insurance.
// VERDICT
Our verdict
Buy the Kia Soul based on your priorities for this class.
Buy the Toyota 4Runner based on your priorities for this class.
// COST HEAD TO HEAD
Maintenance and ownership cost
| Kia Soul | Toyota 4Runner | |
|---|---|---|
| Annual maintenance | — | $514 |
| 5-year total cost | — | $2,570 |
| Reliability score | — | 8 / 10 |
| Major repair risk (5yr) | — | 13% |
| Cargo space | — | 90.2 cu ft |
| Starting price (new) | — | $43,500 |
| Best years to buy | — | 2024 |
// RELIABILITY
Which is more reliable?
| Kia Soul | Toyota 4Runner | |
|---|---|---|
| RepairPal score | — | 8 / 10 |
| NHTSA complaints / 100k | 0winner | 65.7 |
| Years to avoid | None identified | 2023, 2025 |
| Value retained · 3 yr | — | 93.3% |
| Value retained · 5 yr | — | 74.6% |
| Value retained · 7 yr | — | 64% |
// COMMON PROBLEMS
What breaks — and what it costs
| Kia Soul | Toyota 4Runner | |
|---|---|---|
| Engine | —winner | 4.0% |
| Electrical | —winner | 6.4% |
| ADAS | —winner | 4.5% |
| Brakes | —winner | 8.7% |
| Suspension | —winner | 3.1% |
| Steering | —winner | 7.4% |
| Fuel system | —winner | 4.8% |
| Tires/Wheels | —winner | 2.9% |
| Glass/Windows | —winner | 2.4% |
| Airbags | —winner | 36.2% |
One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.
// INSURANCE
Which is cheaper to insure?
| Kia Soul | Toyota 4Runner | |
|---|---|---|
| Avg annual premium | $2,445 | $2,045winner |
// FULL MODEL PAGES
// FAQ
Common questions
How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology →