Is the Hyundai Palisade expensive to maintain?

The Palisade costs $573/year to maintain — exactly at the three-row segment average. Repair frequency of 37% is slightly below the class average of 40%. Reliability score of 7 and major repair probability of 13% both match segment averages. Precisely average across all maintenance metrics — though its insurance cost stands well apart from the class.

What is the best year for a Hyundai Palisade?

The Palisade's complaint counts have remained elevated across all model years. 2020 (504 complaints) was the worst, with gradual improvement since. The 2025 model (213 complaints, 10/10 safety, 9 severe) is the strongest year currently available as a used buy. Avoid early 2020-2021 production when possible — the trend is improving, but complaint levels across all years remain higher than most three-row rivals.

How much does Hyundai Palisade insurance cost?

Palisade insurance averages around $3,049/year — roughly $254/month. The highest insurance rate of any model in this dataset, well above the three-row class norm.

Is the Hyundai Palisade or Kia Telluride cheaper to maintain?

Maintenance cost data isn't available for the Kia Telluride, so a direct comparison isn't possible. Within the three-row class, the Palisade's $573/year sits exactly at the segment average.

Should I buy an extended warranty for a Hyundai Palisade?

Maintenance metrics are all at the segment average, which doesn't create a strong case for or against warranty on cost grounds alone. However, the Palisade's consistently elevated complaint counts — particularly around electronics and infotainment — make coverage worth considering for used buyers, as those systems carry significant repair costs outside of warranty.

Toyota Highlander vs Hyundai Palisade

Two three-row SUVs compared on the numbers that matter — maintenance cost, reliability, and insurance.

// VERDICT

Our verdict

Buy the Toyota Highlander — lower 5-year cost and better reliability.

Buy the Hyundai Palisade if its specific features or size suit your needs better.

// COST HEAD TO HEAD

Maintenance and ownership cost

	Toyota Highlander	Hyundai Palisade
Annual maintenance	$489winner	$573
5-year total cost	$2,445winner	$2,865
Reliability score	8 / 10winner	7 / 10
Major repair risk (5yr)	13%	13%
Cargo space	—	—
Starting price (new)	$45,870	$41,035winner
Best years to buy	—	2022

// RELIABILITY

Which is more reliable?

	Toyota Highlander	Hyundai Palisade
RepairPal score	8 / 10winner	7 / 10
NHTSA complaints / 100k	0winner	355.3
Years to avoid	None identified	2024, 2025, 2026
Value retained · 3 yr	83.6%winner	73.3%
Value retained · 5 yr	63.7%winner	54.7%
Value retained · 7 yr	51.5%winner	43.2%

// COMMON PROBLEMS

What breaks — and what it costs

	Toyota Highlander	Hyundai Palisade
Engine	—winner	11.2%
Electrical	—winner	4.7%
ADAS	—winner	9.4%
Brakes	—winner	14.6%
Suspension	—winner	5.7%
Steering	—winner	2.0%
Tires/Wheels	—winner	0.7%
Glass/Windows	—winner	14.1%
Airbags	—winner	4.6%
Seatbelt	—winner	14.0%

One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.

// INSURANCE

Which is cheaper to insure?

	Toyota Highlander	Hyundai Palisade
Avg annual premium	$2,401winner	$3,049

// FULL MODEL PAGES

GAS

Toyota Highlander

$489/yr maint · 8 reliability

Full model page

GAS

Hyundai Palisade

$573/yr maint · 7 reliability

Full model page

// FAQ

Common questions

How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology →